OWN GLOBAL / WHITE LABEL
Banking,in your name.
Accounts, cards, payments and crypto, with the apps and console to run them. Built in your brand.
Request a demoScope, markets and availability are agreed for each launch.
THE PLATFORM
Everything,
in one stack.
- BRAND
Your brand.
Your name, mark, colours and type, carried through every screen, document and notification.
- APPS
Client apps.
Web, iOS and Android from one codebase. Passcode and Face ID, trusted devices, push notifications.
- ONBOARDING
Onboarding and compliance.
Sign-up, a guided application, identity and business checks, screening and risk scoring.
- MONEY
Accounts, cards and crypto.
Multi-currency accounts with their own details, cards, payments, exchange and crypto, with statements and invoices.
- CONSOLE
The console.
Requests, clients, cases, treasury, tariffs and access for your team.
An illustration of the platform. The scope is agreed for each launch.
Put your
name on it.
Type a name and pick a finish. The same app follows on iPhone, Android and the web.
Euro account
€24,860.00
- GBP account£3,120.00
- USD account$2,410.00
RECENT
- Incoming+€2,400.00
- Payment−£350.00
- Exchange · EUR → GBP£430.00
Euro account
€24,860.00
- GBP account£3,120.00
- USD account$2,410.00
RECENT
- Incoming+€2,400.00
- Payment−£350.00
- Exchange · EUR → GBP£430.00
Euro account
€24,860.00
- GBP account£3,120.00
- USD account$2,410.00
RECENT
- Incoming+€2,400.00
- Payment−£350.00
- Exchange · EUR → GBP£430.00
Illustrative screens and amounts. Your brand is built into the apps for your launch.
Your client’s
first day.
From sign-up to a first payment, a card and crypto, in your brand. The finish you picked above follows here.
- 01Your brand
Confirm your phone.
Code sent to •• ••• ••• 214
48291Sign up
Email and phone, each confirmed with a code.
- 02Your brand
YOUR APPLICATION · 3 OF 7
What does the business do?
ConsultingSoftwareRetailLogisticsSaved as you go
Apply
A guided application for people and companies, saved as they go.
- 03Your brand
Identity checks.
- DirectorVerified
- Owner · 40%Link sent
- RepresentativeIn progress
Each person verifies with their own link
Verify
Identity and business checks, with a link for every director and owner.
- 04Your brand
EUR ACCOUNT · OPEN
Your account details.
- IBAN
- •••• •••• •••• 4410
- Account number
- •••• 4410
- SWIFT/BIC
- •••• •• ••
Open
Account details to share: IBAN, account number and SWIFT/BIC.
- 05Your brand
REVIEW PAYMENT
€4,250.00
- ToStudio rent
- FromEuro account
Enter the code from your authenticator app
307Pay
Payments to saved beneficiaries, confirmed with a code.
- 06Your brand
EXCHANGE
€1,000.00
£ —
- Rate—
- FeeShown before you confirm
Exchange
A live quote, with the fee shown before you confirm.
- 07Your brandYour brand•• 4410
- Card number•••• 4410
- Spends fromEuro account
- StatusActive
Card
A card in your brand, linked to the account it spends from.
- 08Your brand
CRYPTO
- BTC0.0420
- ETH0.850
- USDT1,250.00
- USDC400.00
Prices can fall as well as rise
Crypto
BTC, ETH, USDT and USDC held next to the money they spend, where available.
Illustrative screens. The exchange rate is a live reference rate, not a quote.
The console
behind it.
Your team runs onboarding, compliance and treasury from one place. Each role sees its own sections.
Requests
| Type | Detail | Status |
|---|---|---|
| Company registration | Cyprus | In review |
| Account application | EUR | Awaiting documents |
| Add currency | GBP | Approved |
| Individual registration | Germany | Identity check |
| Document request | Proof of address | Sent |
Company dossier
- DirectorVerified
- Owner · 60%Verified
- Owner · 40%Documents requested
SCREENING HIT · SANCTIONS AND PEP
Name similarity on one owner.
Cards
- Personal card · •• 4410Active
- Corporate card · •• 2207Active
- Corporate card · new requestPending
Cards in your brand, each linked to the account it spends from.
Monitoring
- Outgoing payment · company clientOpen case
- Incoming volume · individual clientIn review
- Crypto deposit · address checkCleared
Flagged activity becomes a case your compliance team reviews and closes.
Money
- €4,250.00 · Euro accountApprove
- £1,800.00 · GBP accountApprove
- $9,600.00 · USD accountNeeds review
Approving asks the treasurer to confirm with their authenticator code.
OTC desk
- Buy USDT · EURMatched
- Sell USDT · USDOpen
- Buy USDT · GBPSettled
Fiat and USDT deals, matched in one book and exportable.
Tariffs
- Standard · Payments and FXCatalogue
- Business · Payments and FXCatalogue
- Flex · one companyIndividual
Fee schedules for each line, and individual tariffs for a single company.
Access
- Super-adminEverything
- ComplianceOnboarding · Clients
- TreasurerTreasury
- ManagerClients
Sign-in with an authenticator app. Roles decide which sections each operator sees.
Illustrative console. Sections and actions depend on each operator’s role.
Compliance,
built in.
The checks your compliance team runs, and the tools to run them.
KYC and KYB dossiers
Documents, ownership and field changes, reviewed in one place.
Sanctions and PEP screening
Every hit is reviewed and marked a true match or a false positive.
A risk model you can tune
Weights and country tables, with a risk assessment for each client.
Transaction monitoring
Payments screened and monitored, with flagged activity opened as a case for review.
Crypto risk checks
Address and transaction checks, with a history of each one.
Reviews that come back
Annual reviews and document expiry, tracked for every client.
Step-up for sensitive actions
Approvals and changes ask the operator to confirm who they are again.
An append-only journal
Operator actions, recorded and exportable.
ALSO ON THE PLATFORM
Take payments, too.
White-label gateway, smart routing, checkout and reconciliation, from OWN Processing.
See OWN ProcessingHow to
launch.
- 01
Tell us your model.
Personal, business or both, the markets you serve and what you need on day one.
- 02
Make it yours.
Name, mark, colours and type, built into the apps, documents and notifications.
- 03
Go live with your team.
Operators, roles and approvals set up in the console.
The short answers.
Ask our teamWhat exactly do I get?
Client apps for web, iOS and Android, onboarding and compliance flows, multi-currency accounts, payments and exchange, and the operator console. The scope is agreed for each launch.
Will my clients see my brand?
Your name, mark, colours, type and legal details are built into the apps, documents and notifications your clients receive.
Who reviews clients and payments?
Your team, in the console: requests, dossiers, screening hits, approvals and cases, with a view for each role.
Can my clients have cards?
Yes. Personal and corporate cards in your brand, linked to their accounts and managed from the console. Card programmes are agreed for each launch.
Does it include crypto?
Yes. Clients can hold and convert BTC, ETH, USDT and USDC, where available. The console adds an OTC desk for fiat and USDT deals and risk checks for crypto addresses and transactions.
Can I add payment processing?
The white-label gateway and payment orchestration from OWN Processing can run alongside. Our team will confirm the scope with you.
Your name.Our platform.
Tell us about your clients, markets and timeline. We’ll show you the platform on your use case.
Request a demoFeatures, markets and availability depend on your setup and are agreed for each launch.