Standard Personal
The everyday essentials.
- Everyday card payments
- Payments at home and abroad
- ATM cash withdrawals
A LIFE WITHOUT ONE CURRENCY
For the work you do.
The people you pay.
And the places you call home.
A project delivered. A payment received. On to what’s next.
Example conversion, not a live quote.
Your next payment, step by step.
Try the demoOne payment.
Step by step.
Demo accounts. Try a transfer.
Choose EUR, USD or GBP. The demo uses your selected account for the payment.
Use the phone to try it yourself.ACCOUNTS. CURRENCIES. CONNECTIONS.
Your accounts here.
Your possibilities everywhere.
Pay a supplier. Support your next chapter. Connect your GBP account with AED payments.
Select a city. See the possibilities.
Select a city to explore local payment options.
Illustrative connections. Accounts, currencies and payment routes depend on your profile and destination.
Map: Natural EarthOWN GLOBAL CARDS
Select a card. Make it yours.
PERSONAL COLLECTION02 / 03
A little less ordinary.
A quieter place before take-off. Help with the hard-to-arrange. More considered travel, with you.
Elite Black includes access to the Priority Pass lounge programme, a 24/7 concierge for travel and lifestyle arrangements, and travel insurance. Lounge entry is subject to programme conditions and availability. Concierge bookings and experiences may carry additional costs. Insurance is subject to policy terms, eligibility and exclusions.
THREE WAYS TO MAKE IT YOURS
The everyday essentials.
For more of life away.
Travel. With a personal touch.
Programme highlights, not a full list of benefits. Eligibility and programme terms apply. Lounge access is subject to availability; concierge bookings may cost extra. Insurance is subject to policy terms and exclusions. Payment services require checks and approval. Final fees and terms are confirmed before you apply.
28 currencies, from everyday essentials to new markets. Choose your next move with OWN.
Daily reference rates for information only. Final rates, fees and availability are confirmed before you exchange.
GBP · United Kingdom, Isle of Man, Jersey and Guernsey
Accounts and payment routes depend on your profile and destination.
Sources: ECB & Rates by Exchange Rate API
LIFE DOESN’T FIT IN ONE BOX.
Personal plans.
Business payments.
Keep everyday money in the currencies you use. Send to family or friends, and take your OWN card on your next trip.
Make it personal Explore your accountsReceive client payments in EUR, GBP or USD. Pay overseas suppliers and manage business currency balances in one place.
Let’s talk business Explore payment routesPERSONAL ACCOUNTS
A place to start.
A person for what comes next.
No match. Try another spelling.
No match. Try another spelling.
Use the country that issued your identity document, not your nationality.
Select both countries to see your next step.
This preliminary check is not account approval. Availability depends on your profile and the services you need, and is confirmed by OWN.
Need help? Contact OWN
GETTING STARTED
For yourself or your business. Share the accounts, payments or cards you’re interested in.
Our team checks availability and explains the requirements, fees and next steps.
Provide the information needed for verification. Once approved, we’ll guide you through getting started.
Both. Choose Personal or Business when you enquire. Our team will guide you through the requirements for the account and services you need.
Explore Personal & BusinessAvailability depends on your country, profile and the services you need. Use our country check as a starting point; the OWN team confirms availability before you apply.
Check your countriesExplore the 28 currencies in our exchange section. Account currencies, exchange availability and payment routes can differ. We’ll confirm what’s available for your profile and destination.
Explore currenciesCompare Standard Personal, Elite Black and Elite Plus Gold for personal use, or explore Standard Corporate for your business. Benefits depend on the selected programme and eligibility.
Explore the collectionOur team confirms the fees and limits for the services you need. You can review the applicable terms before deciding to proceed.
Timing depends on the account type, verification checks and whether further information is needed. Our team will explain the next steps for your application. Submitting an enquiry does not open an account or guarantee approval.
YOUR NEXT CHAPTER
A new home. A growing business. A plan that crosses borders.
Let’s talk about what comes next.
Choose who you’re enquiring for.