Your money.
Your world.

Accounts, payments and cards. For the life you lead and the business you’re building — across currencies and borders.

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A LIFE WITHOUT ONE CURRENCY

Your world.
In motion.

For the work you do.
The people you pay.
And the places you call home.

OWN GlobalONE ACCOUNT. YOUR NEXT CHAPTER.01 / 03
01 — RECEIVE

Good work.
New possibilities.

A project delivered. A payment received. On to what’s next.

OWN ACCOUNTIllustrative view
Payment received+€2,400.00
FromNorth Studio
ToYour EUR account
Scroll to exploreChoose your chapter

Your next payment, step by step.

Try the demo
OWN GLOBALInteractive payment demo
FROM ACCOUNT TO CONFIRMATION

One payment.
Step by step.

OWN GlobalPersonalDemo
Euro account
€24,680.40
Available balance
Recent activity EUR
Northwind StudioClient payment · Received
+€2,400.00
Alex MorganBank transfer · Completed
−€350.00
Maya LewisPayment received
+€920.00

Demo accounts. Try a transfer.

01 / 05

Start with
your account.

Choose EUR, USD or GBP. The demo uses your selected account for the payment.

Use the phone to try it yourself.

ACCOUNTS. CURRENCIES. CONNECTIONS.

Closer to
everywhere.

Your accounts here.
Your possibilities everywhere.

Let’s talk accounts
EXPLORE A CONNECTION 01 / 03

From London.
To Dubai.

Pay a supplier. Support your next chapter. Connect your GBP account with AED payments.

Select a city. See the possibilities.

London to DubaiIllustrative connection between a GBP account in the United Kingdom and AED payments in the UAE.

Select a city to explore local payment options.

YOUR ACCOUNT. A WIDER REACH.
  1. 01 / YOUR ACCOUNTGBP accountUnited Kingdom
  2. 02 / CURRENCY EXCHANGEGBP → AEDRate and fees before you confirm
  3. 03 / YOUR PAYMENTAED paymentAANI · United Arab Emirates

Illustrative connections. Accounts, currencies and payment routes depend on your profile and destination.

Map: Natural Earth

OWN GLOBAL CARDS

The OWN collection.

PERSONAL COLLECTION02 / 03

Elite Black

A little less ordinary.

A quieter place before take-off. Help with the hard-to-arrange. More considered travel, with you.

  • Airport lounge access
  • 24/7 concierge
  • Travel insurance
Find your card

For wherever life takes you.

Card designs shown are concepts. Availability and benefits are subject to eligibility and programme terms.

Your currency. Your call.

More currencies.
More of your world.

28 currencies, from everyday essentials to new markets. Choose your next move with OWN.

To Pound sterling
—
Loading reference rates…
Fetching daily reference rates…
Reference rate · Not a transaction quoteDetails

Daily reference rates for information only. Final rates, fees and availability are confirmed before you exchange.

GBP · United Kingdom, Isle of Man, Jersey and Guernsey

Accounts and payment routes depend on your profile and destination.

Sources: ECB & Rates by Exchange Rate API

OWN GlobalA world of currencies.
In your hands.
Drag to play.
Tap to choose.
OWN GLOBAL · 28 CURRENCIES

Choose your currency

28 currencies

LIFE DOESN’T FIT IN ONE BOX.

For you.
For what you build.

Personal plans.
Business payments.

OWN PERSONAL

Home isn’t
just one place.

Keep everyday money in the currencies you use. Send to family or friends, and take your OWN card on your next trip.

Make it personal Explore your accounts
Your accountsPERSONAL
Different currencies. Still yours.
01 / A LIFE BETWEEN PLACES

PERSONAL ACCOUNTS

Can you join OWN?

A place to start.
A person for what comes next.

Use the country that issued your identity document, not your nationality.

Select both countries to see your next step.

This preliminary check is not account approval. Availability depends on your profile and the services you need, and is confirmed by OWN.

Need help? Contact OWN

Illustrative product views. Accounts, cards and payment services are subject to eligibility and availability.

GETTING STARTED

A clear way
forward.

  1. Tell us what
    you need.

    For yourself or your business. Share the accounts, payments or cards you’re interested in.

  2. Confirm
    the details.

    Our team checks availability and explains the requirements, fees and next steps.

  3. Complete
    your setup.

    Provide the information needed for verification. Once approved, we’ll guide you through getting started.

GOOD TO KNOW

A little more
clarity.

Before your next move.

Ask our team
Is OWN for personal or business use?

Both. Choose Personal or Business when you enquire. Our team will guide you through the requirements for the account and services you need.

Explore Personal & Business
Is OWN available where I live?

Availability depends on your country, profile and the services you need. Use our country check as a starting point; the OWN team confirms availability before you apply.

Check your countries
Which currencies can I use?

Explore the 28 currencies in our exchange section. Account currencies, exchange availability and payment routes can differ. We’ll confirm what’s available for your profile and destination.

Explore currencies
How do I choose an OWN card?

Compare Standard Personal, Elite Black and Elite Plus Gold for personal use, or explore Standard Corporate for your business. Benefits depend on the selected programme and eligibility.

Explore the collection
What are the fees and limits?

Our team confirms the fees and limits for the services you need. You can review the applicable terms before deciding to proceed.

How long does opening an account take?

Timing depends on the account type, verification checks and whether further information is needed. Our team will explain the next steps for your application. Submitting an enquiry does not open an account or guarantee approval.

OWN GLOBALACCOUNTS. PAYMENTS. CARDS.

YOUR NEXT CHAPTER

A world ahead.
Make it OWN.

A new home. A growing business. A plan that crosses borders.
Let’s talk about what comes next.

It starts with a conversation.

Choose who you’re enquiring for.

Review your enquiry, then send it directly to OWN.