
For the hard-to-arrange.
Travel and lifestyle arrangements, with a person to turn to at any hour.
Bookings and experiences may carry additional costs.
OWN GLOBAL / CARDS
Three personal cards
and one for business.
Card designs are illustrative. Programmes are subject to eligibility and approval.
Three personal cards. Each one adds a little more for the way you live and travel.

Everyday spending, travel with a person to call, and help with complex payments.
Elite Black and Elite Plus Gold add three services built around travel.

Travel and lifestyle arrangements, with a person to turn to at any hour.
Bookings and experiences may carry additional costs.

Access to the Priority Pass lounge programme before you fly.
Lounge entry is subject to programme conditions and availability.

Travel insurance for the trips you take with your card.
Policy terms, eligibility, activation requirements and exclusions apply.
Programme highlights from the card guides. Fees, limits and full terms are confirmed before you apply.
Standard Personal | Elite Black | Elite Plus Gold | |
|---|---|---|---|
| Everyday card payments | |||
| Airport lounge access | |||
| 24/7 concierge | |||
| Travel insurance | |||
| Dedicated payments assistant |
The corporate card programme for company spending, from everyday purchases to time away from the office.
Fees, limits and availability depend on the approved business profile.

Pick the programme that fits your everyday life or your business.
We confirm availability, fees and limits with you before you apply.
Provide the information required for verification. Account and card approval is required.
Standard Personal covers everyday card payments and ATM withdrawals. Elite Black adds travel and lifestyle benefits; Elite Plus Gold also includes a dedicated payments assistant. Standard Corporate is for business use.
Your programme fees, transaction charges, foreign-exchange charges and limits are confirmed with OWN before you proceed. Additional provider costs may apply to card benefits.
Talk to OWN about your selected programme. We’ll confirm availability and the information needed for verification. Cards and accounts are subject to checks and approval.
Tell us how you spend, travel and pay. We’ll help you choose the programme.
Let’s talkCard designs are illustrative. Benefits are subject to programme and policy terms. Availability, fees and limits are confirmed before you apply.