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OWN GLOBAL / EXCHANGE

Your money.In motion.

28 currencies. The rate and fees before you confirm.

See the currencies

Rates, fees and availability are confirmed before you exchange.

How an exchange works

From one currency
to the next.

An illustration of the steps, not a quote. Your rate, fees and timing are shown before you confirm.

EURUSD
HOLD

Your euros.

A balance in the currency you were paid in, ready when you are.

28
currencies.

From everyday essentials to newer markets. Daily reference rates against the euro, not quotes.

FromTo

Pick two currencies to compare.

Reference rates: European Central Bank and ExchangeRate-API, published daily. A listed currency does not guarantee account details, every exchange pair or payment route for your profile.

Hold crypto too? BTC, ETH, USDT and USDC

Every currency
has a reason.

Four moments people exchange for. Illustrations, not offers. Reference rates, not quotes.

  1. A university library reading room with brass lamps, a closed laptop and a backpack on a chair.
    TUITIONEURGBP

    Tuition, in pounds.

    Euros to pounds for the term ahead.

  2. A warehouse at dusk with shelves of folded fabric and a loaded trolley by a tall window.
    SUPPLIERUSDAED

    A supplier, in dirhams.

    Dollars to dirhams when the invoice is in AED.

  3. An apartment door ajar with keys in the lock, a stone stairwell and a moving box behind it.
    RENTGBPEUR

    Rent, in euros.

    Pounds to euros for the first month in a new city.

  4. A wooden house with a porch in early winter, light snow on the steps and a lamp in the window.
    HOMEEURCAD

    A home, in Canadian dollars.

    Euros to Canadian dollars for the deposit on a house.

Before you
confirm.

Every exchange starts with a quote. Try an amount to see what it shows.

EXAMPLE QUOTE
EURUSD
Exchange rate
Shown in your quote
Fees
Listed in your quote
You receive
Calculated in your quote
Rate date
Published daily

Example at the daily reference rate, before fees. Not a quote: OWN confirms the rate, fees and terms before you exchange.

  1. The rate

    Today’s reference rate for your pair. Your quote fixes the rate that applies to your amount.

  2. Every fee

    All applicable charges, itemised in your quote before you proceed. None are included in this example.

  3. What arrives

    Here at the reference rate, before fees. Your quote shows the exact total that arrives.

  4. When it was set

    Reference rates are published once a day. Your quote states how long its own rate holds.

How to
exchange.

Start a conversation
  1. 01

    Choose your pair.

    Start with the currencies and the amount you have in mind.

  2. 02

    Review the quote.

    Check the rate, all charges, the total and any validity conditions.

  3. 03

    Confirm the move.

    Proceed only after reviewing the terms and completing any required checks.

Worth knowing.

Ask our team
Which currencies can I exchange?

Explore the OWN currency catalogue, then confirm the pairs and routes available for your account with our team. A listed currency does not automatically include dedicated account details or every payment route.

What are the fees?

Review the quoted rate, applicable charges and total before proceeding. The reference rates on this page are not quotes, and no fee or amount to receive is calculated here.

How long does it take?

Timing depends on the currency pair and applicable processing conditions. Confirm the expected timing with OWN before proceeding.

Wherenext?

Tell us the pair and the amount you have in mind. We’ll confirm availability, the rate and fees.

Let’s talk

Reference rates are not quotes. Rates, fees, timing and availability are confirmed before you exchange. An enquiry does not execute an exchange.