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OWN GLOBAL / PROCESSING

Your PSP · live payments

Illustrative payments: Card with 3DS €50.00 from CY, primary route, approved; Open banking £1,250.00 from GB, primary route, approved; Local method R$320.00 from BR, primary route, approved; Card with 3DS $89.99 from US, backup route, approved; Crypto €1,980.00 from DE, primary route, approved; Voucher €25.00 from FR, primary route, approved.

Illustrative payments. Tap a row for the details. Routes depend on your configuration and providers.

Payments,orchestrated.

White-label gateway and payment orchestration. One connected platform.

Try the routing simulator

900+

PSP, acquirer and alternative payment integrations.

One unified RESTful API. Standardised data across every connection.

Your checkoutOWN Global
unified API
  1. Cards + 3DS
  2. Local methods
  3. Open banking
  4. Alternative payments
  5. Crypto
  6. Vouchers

Route
a payment.

Set the payment. Watch the rules pick a provider, and a backup step in when the first one declines.

Method
Amount
Customer country
When

ROUTE

Cards · EUR · EEA

    Illustrative rules and providers. Your rules, providers and schedules are set in your dashboard.

    On the clock.

    Set when each provider is active, by day and hour. No manual switching. Change a day here and the simulator follows.

    1. Monday10:30–17:00
    2. TuesdayOff
    3. Wednesday00:00–23:59
    4. Thursday00:00–23:59
    5. Friday20:00–06:00
    6. Saturday00:00–23:59
    7. SundayOff

    RIGHT NOW

    —

    Your local time. Illustrative provider schedule.

    Your checkout.
    Your brand.

    Payment links, buttons and pages that look like yours. Try a few choices.

    Branded as Your PSP. Change it at the top of the page.

    Theme
    Corners
    Methods
    Button

    Your PSP

    Complete
    your payment.

    SELECT PAYMENT METHOD

    Order total€470.00
    Pay now

    Illustrative checkout · example amount

    BEFORE, DURING, AFTER

    One payment,
    end to end.

    Limits, lists and preprocessing run before anything moves.

    BEFORE

    Limits, lists and preprocessing run before anything moves.

    • Transaction limits
    • Blacklists and whitelists
    • Preprocessors
    ROUTING

    Rules read geography, amount, currency and time, and pick a provider.

    • Geography · CY
    • Amount · €470.00
    • Currency · EUR
    • Time · Wednesday 14:00

    Primary: Provider A · Backup: Provider B

    CASCADE

    The first provider says no. The payment cascades to a backup.

    Provider A · primaryDECLINED
    Provider B · backupAPPROVED
    DURING

    Authenticated with 3DS and approved, as a one-time or recurring payment.

    • 3DS authenticated
    • One-time or recurring
    • Approved on the backup route
    AFTER

    Postprocessing, monitoring with Grafana and alerts. Then it is matched in reconciliation.

    • Postprocessors
    • Monitoring with Grafana
    • Alerts
    • Matched in reconciliation

    An illustration of one payment. Checks, rules and providers are set for your business.

    Everything
    adds up.

    Automated reconciliation across processors, acquirers and settlement accounts. What doesn’t match is flagged.

    6 transactions · 5 matched · 1 flagged

    PROCESSORS + ACQUIRERS

    1. TX 4821€470.00
    2. TX 4822£1,250.00
    3. TX 4823$89.99
    4. TX 4824€50.00
    5. TX 4825€312.40
    6. TX 4826€1,980.00

    SETTLEMENT ACCOUNTS

    1. €470.00Matched
    2. £1,250.00Matched
    3. $89.99Matched
    4. €50.00Matched
    5. €311.98Difference €0.42 · flagged
    6. €1,980.00Matched

    Illustrative transactions.

    • BalancesAt brand or PSP level, in multiple currencies with automated FX handling.
    • SettlementCalculations with configurable client and regional rules.
    • ExportsAPI, SFTP and BI connectors, for compliance, operations and finance.

    Merchants,
    in order.

    • Digital KYC and KYB onboarding flows
    • Automated risk checks and approval workflows
    • Hierarchical accounts and sub-merchants
    • Role-based access and user management
    Your PSPMerchant accountSub-merchant AVerificationSub-merchant BRoles and permissions

    PCI DSS

    Level 1

    PLATFORM COMPLIANCE

    • AWS + Oracle DBBuilt for platform stability and scale.
    • Active-active redundancyGlobal failover across the infrastructure.
    • Continuous oversightMonitoring, logging and audit trails.

    PAYMENT SCREENING

    • SEON
    • ComplyAdvantage
    • Scanfraud
    • Sift
    • Evervault
    • Indeza

    CHARGEBACK MONITORING

    • Chargeblast

    Third-party integrations extend the platform through their own APIs.

    How to
    launch.

    Request a demo
    1. 01

      Tell us your model.

      Your own PSP, a merchant group or a platform with sub-merchants.

    2. 02

      Connect once.

      One unified API, the providers you choose and the methods your customers use.

    3. 03

      Go live on your rules.

      Routing, limits, checkout and reporting, configured for your business.

    The short answers.

    Ask our team
    Can I launch my own PSP?

    Yes. The white-label gateway lets you run a payment service under your brand, with your checkout, your rules and your merchants.

    Which payment methods can I offer?

    Cards with 3DS, local methods, open banking, crypto, vouchers and other alternative payments, through more than 900 PSP, acquirer and alternative payment integrations.

    How does cascading work?

    Routing rules pick the provider for each payment by geography, amount, currency or time. If a provider declines, the payment can retry through a backup.

    Is the platform PCI DSS compliant?

    The platform holds PCI DSS Level 1 compliance and runs on AWS with Oracle DB and active-active redundancy.

    Can my teams get the data out?

    Yes. Reports and exports are available by API, SFTP and BI connectors, for compliance, operations and finance.

    Poweringpayments.

    Tell us about your volumes, markets and methods. We’ll show you the platform on your use case.

    Request a demo

    Integrations, methods and features depend on your setup and the providers you connect.